What type of policy would you like?
We offer three types of cover

Please be aware that all trips must start from and return to the UK

Single Trip

Going away just the once this year?

Cover for a one-off trip in the UK or abroad.

Annual Multi-Trip

Consider an Annual Multi-Trip policy if you’re going away more than once in a year as it could save you money.

It means you can pop abroad multiple times, for a weekend break, to see a band or a game, or whatever takes your fancy and you won’t have to worry about sorting out cover because you’ll already be insured.

Backpackers 

Our Backpacker cover is for 18 to 60 year olds and covers you for a single trip for up to 18 months.

Backpacker policies do not provide cover for UK based trips.
Where are you travelling to?

(Single) UK

That’s Great Britain, Northern Ireland, the Isle of Man, Jersey and Guernsey. Oh, and even though they are much closer to France than the UK, Alderney, Sark and Herm too.

(Single) Europe

Those countries listed under UK. Plus this impressive list. Albania, Algeria, Andorra, Armenia, Austria, Azerbaijan, Azores, Belarus, Belgium, Bosnia-Herzegovina, Bulgaria, Croatia, Czech Republic, Denmark (including Faroe Islands), Estonia, Finland, France (including Corsica), Georgia, Germany, Gibraltar, Greece (including Greek Islands*), Hungary, Iceland, Ireland (Republic of), Italy (including Aeolian Islands, Sardinia, Sicily), Kosovo, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Madeira, Malta, Moldova, Monaco, Montenegro, Netherlands (Holland), Norway (including Jan Mayen, Svalbard Islands), Poland, Portugal, Romania, Russia, San Marino, Serbia, Slovakia, Slovenia, Sweden, Switzerland, Tunisia, Ukraine and Vatican City State (Holy See).

* There are many Greek Islands but some of the most well known are Corfu, Crete, Kefalonia, Kos, Mykonos, Rhodes, Santorini, Skiathos and Zante (Zakynthos)

You can also pay a slightly higher premium and add to the list above.

Cape Verde, Cyprus, Spain** (including Balearic Islands and Canary Islands) and Turkey.

** Balearic Islands (Ibiza, Majorca/Mallorca, Menorca/Minorca and Formentera) and Canary Islands (Fuerteventura, Gran Canaria, Lanzarote, La Gomera, La Palma and Tenerife)

(Single) Worldwide

There are two definitions of worldwide for our insurance purposes. Because of the high costs of medical treatment in these countries, one excludes the United States, Canada, Bermuda, Greenland, the Caribbean, Mexico and Thailand. The alternative definition includes them but typically means you may have to pay a slightly higher premium.

(Annual) UK

That’s Great Britain, Northern Ireland, the Isle of Man, Jersey and Guernsey. Oh, and even though they are much closer to France than the UK, Alderney, Sark and Herm too.

(Annual) Europe

Those countries listed under UK. Plus this impressive list. Albania, Algeria, Andorra, Armenia, Austria, Azerbaijan, Azores, Belarus, Belgium, Bosnia-Herzegovina, Bulgaria, Cape Verde, Croatia, Cyprus, Czech Republic, Denmark (including Faroe Islands), Estonia, Finland, France (including Corsica), Georgia, Germany, Gibraltar, Greece (including Greek Islands*), Hungary, Iceland, Ireland (Republic of), Italy (including Aeolian Islands, Sardinia, Sicily), Kosovo, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Madeira, Malta, Moldova, Monaco, Montenegro, Netherlands (Holland), Norway (including Jan Mayen, Svalbard Islands), Poland, Portugal, Romania, Russia, San Marino, Serbia, Slovakia, Slovenia, Spain (including Balearic Islands and Canary Islands**), Sweden, Switzerland, Tunisia, Turkey, Ukraine and Vatican City State (Holy See).

* There are many Greek Islands but some of the most well known are Corfu, Crete, Kefalonia, Kos, Mykonos, Rhodes, Santorini, Skiathos and Zante (Zakynthos)

** Balearic Islands (Ibiza, Majorca/Mallorca, Menorca/Minorca and Formentera) and Canary Islands (Fuerteventura, Gran Canaria, Lanzarote, La Gomera, La Palma and Tenerife

(Annual) Worldwide

There are two definitions of worldwide for our insurance purposes. Because of the high costs of medical treatment in these countries, one excludes the United States, Canada, Bermuda, Greenland, the Caribbean, Mexico and Thailand. The alternative definition includes them but typically means you may have to pay a slightly higher premium.

Backpackers

Applicable to the Europe and Worldwide areas of cover. Backpacker policies do not provide cover for UK based trips.

Will you be visiting any of these countries?

  • Cape Verde
  • Cyprus
  • Spain
  • Balearic Islands
  • Canary Islands
  • Turkey

Will you be visiting any of these countries?

  • USA
  • Canada
  • Bermuda
  • The Caribbean
  • Mexico
  • Greenland
  • Thailand

Countries covered under a UK policy

  • England
  • Scotland
  • Wales
  • Northern Ireland
  • Channel Islands
  • Isle of Man
During your trip will you be taking part in any of the below?

Winter Sports

Protection for accidents and injury including when skiing and snowboarding off-piste within recognised paths and resort boundaries. There’s also cover for damaged or stolen ski equipment, piste and avalanche closure and lift passes.

Cruise Cover

As well as protecting you if you’re ill or require emergency medical treatment on board you will be covered if you miss your cruise departure due to transport delays. Cover is also available for cruise interruption and missed port and increased personal baggage. A cruise is defined as a trip involving a sea or river voyage of more than 3 days in total duration.

If you are doing neither, please select No.
Please specify what you will be doing on your trip
When will you be travelling?

Single Trip policy

You’ll have holiday cancellation cover from the moment you buy your policy.

So it’s a good idea to buy it as soon as your trip is booked.

Annual policy

Our Annual Multi-Trip cover insures you to travel multiple times over the next 12 months. For cancellation cover to begin immediately for any trips you’ve already booked, make sure you choose today’s date as the start date for the policy.
For cancellation cover to begin immediately, select today as the start date.
Who do you want to cover?

Just me

Ideal if you’re travelling solo.

My partner and me

It’s more convenient and it could save you money too, if you insure yourself and your partner as a couple. To qualify you must both live at the same address. If you don't live together, don’t worry, we can still offer you cover under My friends.

My family

Insure yourself as a family and your children, grandchildren, adopted children or foster children are covered too. To qualify children and grandchildren need to be under 18 and in full-time education or living with you. If you are divorced or separated and your children don't live with you, they can still be included under a Family or Single parent policy. With Single Trip Insurance your kids need to travel with you or your partner to enjoy our cover. With Annual Multi-trip the adults can travel independently and on some of our policies the kids can too, so long as they are accompanied by a responsible adult (check policy for details).

My friends

Are there between 2 and 8 of you travelling together? Then you can consider yourself as a group. If you have more than eight in your party, call our helpline to arrange insurance. (You’ll also need to insure yourselves as friends if you and your partner are living at separate addresses.)
Partner cover only applies if you and your partner live at the same address. Don’t worry, we can still offer you cover as friends.
Do any travellers on the policy have any medical conditions?

Medical Information 

Please note this travel insurance policy will not cover you for any loss or any claim relating to pre-existing medical condition(s) unless declared, accepted by us and you have paid any additional premium and full cover has been confirmed by us in writing. Failure to make a full and accurate declaration means we may cancel the policy, refuse to deal with your claim or reduce the amount of any claim payment potentially leaving you with substantial costs to pay.

IF YOU ANSWER YES TO ANY OF THE QUESTIONS BELOW, PLEASE SELECT "YES":


  • Have you been prescribed medication in the last 2 years whether you are taking it or not? This includes tablets (including Morphine based pain killers), inhalers or injections.

  • Do you currently routinely visit a GP, hospital or clinic for check-ups/consultations or treatments? This includes annual reviews or reviews once every 2 years for a condition.

  • Are you visited by a doctor or nurse, or carer for check-ups or treatment (including dressings being changed)?

  • Have you been admitted into hospital or undergone surgery in the last 2 years?

  • Have you received treatment for heart, stroke, or respiratory related illness in the last 2 years?

Important Statement

You agree that you and anyone to be covered by this policy:

  • Are UK residents and registered with a GP (Doctor) in the UK (a UK resident is a person whose main home is in the UK, Channel islands or Isle of Man.)
  • Have not already started a trip
  • Are travelling from and returning to the UK
  • Are not aware of any reason why you may need to claim
  • Have not been diagnosed with a terminal illness
  • Do not have an undiagnosed medical condition, or a medical condition where you are awaiting the diagnosis.
  • Are not currently waiting for any results of tests/investigations or awaiting any consultations or referral or on any waiting lists?
  • Are not travelling intending to receive medical treatment
  • Are not travelling against advice of a medical practitioner or would be travelling against advice if you asked for it

Welcome to Post Office Travel Insurance

Please answer all questions honestly and to the best of your knowledge as any incorrect information provided may invalidate a claim or your policy.

Average time needed to get covered:
5 mins